CCMA Leadership

Mr. Philip P. Philbin CCE is the Managing Director and Senior Consultant at Commercial Credit Management Associates, LLC (CCMA) and the founder of the company. Mr. Philbin's entire working experience totalling 35 years has been solely in Corporate Credit & Collections Management to which he has distinguished himself as a leader in numerous industries.

Mr. Philbin started his career in Credit & Collections Management in 1975 shortly after graduating from Northern Illinois University with a B.A. After excelling in the consumer finance and banking industries, he moved into wholesale institutional distribution where he was hired as the Corporate Credit Manager for an institutional paper products distribution company later to become a full service foodservice distributor.  After distribution, Mr. Philbin moved into the position as Corporate Credit Manager for an international freight forwarding company where he gained great knowledge of the import and export business and specifically international credit and collections. From the import export arena, Mr. Philbin moved on into the position as Corporate Credit & Collections Manager of companies in the very lucrative equipment leasing industries further adding to his overall credit & collections expertise. The last 10 years of Mr. Philbin's long career were in the manufacturing industry, specifically hand and power tools, hydraulic pumps and lifts, and small hand tools all in the position as the companies senior credit and collections department manager.

In 2002, Mr. Philbin obtained the coveted designations as Certified Credit Executive (CCE) from the NACM and the designation of Certified International Credit Professional (CICP) from the FCIB.

While in his 10 year tenure in wholesale distribution, Mr. Philbin joined the National Association of Credit Management (NACM) and the National Foodservice Institutional Distribution Credit Group (NACM Houston) where he remained as a member for 7 years ultimately assuming the group chairperson position. While serving as the Corporate Credit Manager in the manufacturing industry, Mr. Philbin had the honor of being admitted into the NACM's National Tools and Accessories Industry Credit Group of the NACM, holding committee chairperson positions and ultimately the vice chairperson for the group. He was also a member of the National Home Center Credit group of the NACM.

In addition to the companies Mr. Philbin has been employed, he has worked with some of the largest companies in their respective industries;

* BP Amoco * Donlen Corporation * Panasonic *Clark Foodservice, Inc.

* SPX Fluid Power Inc. * Klein Tools, Inc. * WMH Tool Group Inc.

 * Relational Funding Corporation * Meridian Leasing Corporation

* Max Gruenhut International Inc. * Mid-Way Supply, Inc.